How Not to Fall into the Trap of Online Scammers

Fraud schemes make many people think about the security of their data, the safety of their funds, and they try to intensively study information, especially on the internet, about various brokers, construction investors, cryptocurrency exchange traders, and representatives of microfinance organizations. No matter how hard a person tries to protect themselves, scammers find many ways to dishonestly obtain money.

Protection from Scammers

If a scammer attacks by phone, some precautions should be taken to avoid falling for the tricks of a fraudster:

1. Do not pick up when an unknown number calls;
2. If a stranger on the phone talks about financial matters that seem suspicious, you should end the conversation;
3. Try not to call back unknown numbers;
4. Do not rush to make decisions;
5. Keep information about the CVV code and other bank card details secret;
6. If possible, verify information received over the phone online;
7. It's also helpful to discuss information with close or family members.

In general, you should act unconventionally, misleading the scammer - this is one way not to take fraudulent attacks seriously and fend them off.

How Not to Fall for Scammers' Tricks

Although modern scammers now have powerful knowledge bases of human psychology, methods of influencing and affecting them - this does not mean that everyone will react to a scam. Moreover, certain methods of scammers' work, their offers, and phrases have long been known. It is necessary to pay attention to some of them, the conversation is about:

• there were attempts to withdraw money from a card;
• an offer of a win or prize;
• they offer to take out a loan;
• they introduce themselves as representatives of the police, bank, or other structure;
• they offer to participate in a promotion;
• earn large bonus points;
• problems allegedly arise with changing the phone number;
• they offer to open foreign currency accounts with immediate money transfer;
• as always, the scheme of helping relatives, friends, acquaintances supposedly in the police and need help works.

Knowing these simple rules will help avoid unpleasant conversations with scammers and keep your finances safe.

Security Measures Against Scammers

If a fraudulent attack takes place online, it is important to understand what actions a scammer might take. For this, use complex passwords, conduct banking operations from a well-protected computer, not in public places using easily accessible wi-fi to which scammers can easily connect. Also, you should not use the same password for a long time, periodically changing passwords from cards and online banking is required.

If memory does not allow you to remember all the passwords at once, then records of them should be stored in a safe place, not carried with you in a wallet or hidden under a phone case, or even worse - in the same case with a bank card. The owner of the bank card must first think about the security of banking data and card information, not rely on someone else to protect their personal data.

How to Avoid Fraud

How to avoid fraud, for example, when using an ATM, especially if this ATM is unverified, located remotely from a bank - in a store, at a gas station, in a shopping center, and so on. First of all, you should inspect the ATM, make sure no additional devices are attached that you haven't seen before. When withdrawing money from an ATM, make sure no one is nearby watching your PIN code. You should not disclose personal data or speak loudly on the phone in public places, sharing a password or PIN code even with a close person. A scammer might be nearby. Attention and caution are the main factors for protection against scammers, their vile schemes, and the way to preserve finances.

Preventing Fraudulent Activities

To prevent fraudulent activities, you need to learn to use the right life hacks against scammers, first of all, you should:

• be vigilant,
• not use suspicious links in mailings;
• preliminarily verify information about the company that writes;
• to make purchases online, it's better to use an additional card;
• do not disclose personal authentication data for email and banking.

The most reliable fighter against online scammers is the cyber police, if you feel attacked by scammers, do not be afraid to contact the police, where experienced officers will definitely identify the scammer.

How to Protect Yourself from Scammers

The methods of protection from scammers described in the article above will help you become more experienced in this matter. Knowing where you can turn and how you should behave in case of suspicion of fraudulent actions against yourself will help protect your finances, preserve savings. And when working with private companies, it may even be possible to increase your income.